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1,423,851 entries with English definitions from over 300 languages Browse: Global alphabet • All languages • Topical index • Grammatical index a A b B c C d D e E f F g G h H i I j J k K l L m M n N o O p P q Q r R s S t T u U v V w W x X y Y z Z Appendices • Abbreviations • Thesaurus • Rhymes • Frequency lists • Phrasebooks Welcome to the English language Wiktionary, a collaborative project to produce a free-content multilingual dictionary. Designed as the lexical companion to Wikipedia, the encyclopaedia project, Wiktionary has grown beyond a standard dictionary and now includes a thesaurus, a rhyme guide, phrase books, language statistics and extensive appendices. We aim to include not only the definition of a word, but also enough information to really understand it. Thus etymologies, pronunciations, sample quotations, synonyms, antonyms and translations are included. Wiktionary is a wiki, which means that you can edit it, and all the content is dual-licensed under both the Creative Commons Attribution-ShareAlike 3.0 Unported License as well as the GNU Free Documentation License. Before you contribute, you may wish to read through some of our Help pages, and bear in mind that we do things quite differently from other wikis. In particular we have strict layout conventions and inclusion criteria. Learn how to start a page, how to edit entries, experiment in the sandbox and visit our Community Portal to see how you can participate in the development of Wiktionary. , Word of the day for October 8 newfangled adj
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Latin: a A b B c C d D e E f F g G h H i I j J k K l L m M n N o O p P q Q r R s S t T u U v V w W x X y Y z Z Accented: à-ç è-ý À-Ü Āā-Řř Śś-Žž Greek: Α-Κ Λ-Σ Τ-Ω α-θ ι-ρ σ-ω Ἀἀ-Ῥῥ Cyrillic: А-Н О-Я а-б в-г д-з и-к л-м н-о п р-с т-ц ч-я(-ә) Armenian: Ա-դ ե-ճ մ-ֆ Hebrew: א-ו ז-ל מ-צ ק-ת Arabic: ا-ب ت-س ش-م ن-ی Khmer: ក – ឱ Japanese: ぁ-げ こ-ぱ ひ-ケ コ-ヶ Han Characters: 一 促 冱 卙 哪 圱 天 存 崃 弿 愷 捇 新 杁 Korean: ㄱ 가 나 다 라 마 바 사 아 자 차 카 타 파 하 Random word • New entriesFrom Wiktionary under the GNU Free Documentation License. Prime rate, or Prime Lending Rate, is a term applied in many countries to a reference interest rate used by banks. The term originally indicated the rate of interest at which banks lent to favored customers, i.e., those with high credibility, though this is no longer always the case. Some variable interest rates may be expressed as a percentage above or below prime rate. Use in different banking systemsUSA and CanadaHistorically, in North American banking, the prime rate was the actual interest rate although this is no longer the case. The prime rate varies little among banks, and adjustments are generally made by banks at the same time, although this does not happen with frequency. The prime rate is currently 3.25% in the United States. Canadian prime rate is currently 2.25%. OverviewHistorical chart of the effective Federal Funds RateIn the US, the prime rate runs approximately 300 basis points (or 3 percentage points) above the federal funds rate, the interest rate that banks charge to each other for overnight loans made to fulfill reserve funding requirements. The Federal funds rate plus a much smaller increment is frequently used for lending to the most creditworthy borrowers today, as is LIBOR, the London Interbank Offered Rate. The Federal Open Market Committee (FOMC) meets eight times per year wherein they set a target for the federal funds rate. Other rates, including the prime rate, derive from this base rate. When 23 out of 30 of the United States' largest banks change their prime rate, the WSJ prints a composite prime rate change. From Wikipedia under the
GNU Free Documentation License  fedprimerate.info unknown hu, 28 May 2009 07:00:00 GM As its name implies, online secured personal loans are approved via internet with securing collateral to sort out your unbearable and heavy financial crisis.  ecreditdaily.com unknown Sun, 21 Feb 2010 05:09:30 GM And it would have an impact on variable rate cards tied mostly to the U.S. . prime rate. . Banks see the funds rate as the benchmark for setting their prime lending rate for their best customers. Variable rate cards have increased over ...  howtoinvesttoday.com Thomas Welling hu, 25 Feb 2010 19:18:50 GM Loan providers that handle bad credit refinance are known as high-risk lenders or sub . prime. lenders. Their aim is to aid homeowners with poor credit to obtain loan or mortgage at affordable . rates. . This means should you decide to request ... From Google Blog Search: "prime rate"  news.google.com eCreditDaily.com The restrictions do not apply to variable interest rates tied to an index. Although those rates mostly tied to the prime rate are expected to stay near ... and more » news.google.com NJBIZ Borrowers have the option of choosing a fixed interest rate indexed to the five-year Treasury rate or a variable rate indexed to the prime rate , ... news.google.com Fin24 The latest rate decision was also bad news for the property market, said Colliers Residential. "This leaves the prime rate at 10.5 percent, which is still ... Marcus holds repo rate steady Times LIVE all 71 news articles » From Google News Search: "prime rate"  uncharted.org 460px x 750px | 22.50kB [source page] unem2 gif 08 Aug 2004 13 55 30k unem3 gif 08 Aug 2004 14 04 22k unemployment vs prim > 08 Feb 2009 13 34 22k univac potochorp com > 17 Jan 2009 19 42 85k  wsjprimerate.us 468px x 364px | 60.60kB [source page] The Federal National Mortgage Association FNMA a k a Fannie Mae and the Federal Home Loan Mortgage Corporation fhlmc a k a Freddie Mac are now under the conservatorship of the  taxtips.ca 531px x 731px | 10.40kB [source page] From Yahoo Image Search: "prime rate" Canadian Prime Rate - what factors determine if it stays the same or goes up or down? Q. If the economy needs growth, then prime rate will be low; if economy is doing really well, then prime rate goes up. That's what I've heard at least. What gives? Asked by Sea star - Thu Oct 2 13:33:01 2008 - - 2 Answers - 0 Comments A. It is determined by the level of inflation and the demand for borrowing money. Answered by kenoplayer - Thu Oct 2 13:44:20 2008 What is the difference between PRIME RATE and the current interest rates? Q. For example I know that prime rate today is 7.5%. However, in regard to mortgage loans the going rate for someone with excellent credit is 6.25%. I'm just not clear on the difference. Asked by uv30sunblock - Fri Mar 10 17:58:07 2006 - - 2 Answers - 0 Comments A. The prime rate is the rate on corporate loans posted by at least 75% of the the nation's 30 largest banks. Current interest rates could have a lot of meanings: The Fed Funds rate is set by the Federal Reserve and is the overnight rate banks charge each other to borrow. Most interest rates a determined by the market (treasuries, mortgages, and corporate debt). Higher risk investments usually have higher yields and the length of the investment (time to maturity) also affects the interest rate. Answered by OC Surfer - Fri Mar 10 18:13:08 2006 How is it that the FED provides 1/2 point drop on the prime rate, and the banks increase the avg APR 1/2 point?
Q. How is this possible? I thought the whole idea was to lower the interest rates to the public so that it would spawn more home loans? It would appear that the only thing occurring is the banks are taking advantage of the situation by putting the money in their pockets? Asked by oldandthesail - Fri Oct 31 00:49:40 2008 - - 2 Answers - 0 Comments A. Actually, the FED is trying to ward off inflation, not specifically help with home loans. And frankly, more cheap n'easy home loans isn't really what we need right now. That's what got us into this mess. Also, look at the other side of this: the same low interest rate you love on your loan sucks on your savings account. Personally, I'd rather see the rates go up. Of course the banks aren't charging the lowest rate--they are for-profit entities after all. Interest is probably the main way they make money. It's just like a markup on a suit at a store. Do you get mad that you don't get wholesale prices when you shop at the department store? Answered by bastetg4 - Fri Oct 31 01:31:19 2008 From Yahoo Answer Search: "prime rate"
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DHI Mortgage